Terms of Use

1. Acceptance of Terms

By accessing and using CalcWise ("the Site"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our site.

2. Use of Calculators

Our financial calculators are provided for informational and educational purposes only. The results produced by our calculators are estimates based on the information you provide and standard financial formulas. These results:

• Are not guaranteed to be accurate for your specific situation
• Do not account for all variables that may affect your finances
• Should not be used as the sole basis for any financial decision
• Are not a substitute for advice from a qualified financial professional

3. Not Financial Advice

CalcWise is not a financial advisor, broker, or fiduciary. Nothing on this site — including calculator results, articles, or guides — constitutes financial, investment, tax, or legal advice. Always consult a qualified professional before making significant financial decisions.

4. Accuracy of Information

We strive to provide accurate and up-to-date information. However, we make no representations or warranties about the completeness, accuracy, or reliability of any content on this site. Tax rates, loan rates, and financial regulations change frequently — always verify important information with authoritative sources.

5. Intellectual Property

All content on CalcWise, including text, calculators, and design, is owned by CalcWise or its content providers. You may not reproduce, distribute, or create derivative works from our content without written permission.

6. Limitation of Liability

CalcWise shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this site or reliance on any information provided. This includes any financial losses resulting from decisions made based on our calculator results or articles.

7. Third-Party Links

Our site may contain links to third-party websites. We have no control over these sites and are not responsible for their content, privacy policies, or practices. Links do not constitute endorsement.

8. Advertising

CalcWise displays advertisements through Google AdSense. These ads are provided by Google and its advertising partners. We are not responsible for the content of third-party advertisements.

9. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated date. Continued use of the site after changes constitutes acceptance of the new terms.

10. Governing Law

These terms are governed by applicable law. Any disputes arising from use of this site shall be resolved in accordance with applicable legal procedures.

11. Contact

For questions about these Terms of Use, please contact us through our website at calcwisee.site.